Thinking strategically and tactically.  Finding and retaining the best talent for your bank will become your greatest challenge over the next five years. The Baby boomers are retiring, leaving huge gaps in industry knowledge and experience. Starting this year 2011, over 10,000 baby boomers will retire every day! The younger generations “X and Y” are stepping up to the challenge of replacing them, but they come with a new set of rules, their rules. What they lack in experience they make up for it in their knowledge and their ability to use technology. Social networking, “texting”, it all comes with a different mindset on communication and are you ready?